Everything You Get and How to Use It

The Wirex Card is built for people who want to spend both crypto and traditional currencies with low fees, instant rewards, and global usability. This guide explains what the Wirex crypto card does, its key benefits, and how they apply depending on your region. 

The Wirex Card is a multi-currency Visa or Mastercard (depending on region) that lets you spend crypto and fiat effortlessly. When you pay, your selected balance converts instantly into local currency at transparent rates. You control everything — balances, limits, security and rewards — inside the Wirex app. 

These are the core Wirex card benefits available in most supported regions: 

1. Cryptoback™ Rewards — earn up to regional tier rates in crypto 

2. Spend crypto or fiat anywhere Visa/Mastercard is accepted 

3. Real-time conversion at the moment of purchase 

4. Transparent, competitive fees 

5. Wide currency support (range varies by country) 

6. Instant security controls in the app 

7. ATM withdrawals worldwide 

8. Works in 200+ countries and territories 

Rewards: Earn Cryptoback™ on Every Purchase 

Wirex gives you Cryptoback™ rewards whenever you make eligible purchases with your Wirex Card.

• Are paid instantly 

• Are issued in crypto (typically WXT) 

• Apply to online and in-store transactions 

• Have no complicated rules 

• Reflect your region’s plan/tier structure 

Reward rates differ depending on your subscription plan and local availability. Some regions can earn up to 8%, while others have different reward tiers. 

To get the best return: 

• Use your Wirex Card for daily spending 

• Enable notifications so you track rewards in real time 

• Watch for regional bonus campaigns 

• Use the card instead of balance transfers for eligible transactions 

• If offered in your region, consider loyalty tiers that boost reward rates 

Wirex supports two spending methods: 

1. Real-time conversion 

• Keep your balance in crypto 

• Wirex converts it instantly at checkout 

• Spend without manually exchanging first 

• Exchange crypto to fiat beforehand 

• Lock in a rate you prefer 

• Spend directly from your fiat wallet 

Wirex aims for clear, competitive pricing. Depending on your region, common fees may include: 

• Card issuance or replacement fees 

• No monthly maintenance fee in most standard plans 

• Possible premium plan fees if you upgrade 

• Crypto-to-fiat conversion fees apply when you spend or exchange 

• Fiat-to-fiat conversions use competitive, real-time rates 

• No hidden markups — all exchange rates are shown upfront in the app 

• Withdraw cash globally where Visa/Mastercard is accepted 

• Free allowances may depend on your region or plan 

• ATM operator fees may still apply 

Your card and app work together to keep your funds safe. 

Lost your card? Freeze it instantly. Found it? Unfreeze in one tap. 

• Set spending limits 

• Receive instant alerts for every transaction 

• Track online, in-store and ATM usage 

• Keep visibility over your balances in real time 

Spend your salary at transparent rates, or keep part of it in crypto/stablecoins depending on your budget. 

Receive crypto or fiat payments, convert when you prefer, and spend globally. 

Avoid airport FX markups, pay directly in local currency, and withdraw cash abroad. 

Hold stablecoins to avoid volatility and spend them through the Wirex Card with low conversion fees. 

1. Download the Wirex App from Google Play or App Store 

2. Complete identity verification (KYC) 

3. Order your virtual or physical card 

4. Add funds (crypto or fiat) 

5. Activate your card in-app 

6. Start spending and earning Cryptoback™ 

Processing steps may vary slightly depending on your region. 

The Wirex Card gives you flexibility, rewards and transparency — whether you spend crypto, fiat or both. With real-time conversion, global acceptance and built-in security controls, it’s designed for everyday payments, travel and digital finance. 

👉 Download the Wirex app from Google Play or App Store and order your card to start earning Cryptoback™ rewards today. 

DISCLAIMER: The information contained herein is not intended as, and shall not be understood or construed as, financial advice. Wirex and any of its respective employees and affiliates do not provide financial, legal, tax or investment advice. The information contained herein has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for financial, legal, tax or investment advice. 

If you have any questions regarding Wirex please feel free to get in touch with us directly via our Customer support team.